The Dataset

From now on, we are working with a larger dataset. It consists of data from individuals. Of these, are creditworthy ("repays") and are not creditworthy ("does not repay").

What decision threshold ensures that only individuals who will repay the loan are granted credit?

What decision threshold ensures that all individuals who will repay the loan are granted credit?

At what credit score would you grant a loan? Justify your answer based on the dataset.